Credit Risk Management and the Performance of Commercial Banks in Cameroon

ABSTRACT Banking is a topic, practice, line of business or trading almost as old as the real human beings of man, but literarily it raise be rooted deep bottom the days of the spiritual rebirth (by the Florentine Bankers). It has spr bulgeed from the very primitive St unitary-age b lodgeing, through the Victorian-age to the technology-driven Google-age banking, include automatic teller machines (ATMs), opening entry and debit cards, correspondent and meshing banking. Credit danger has always been a vicinity of concern not nevertheless to bankers but to all in the business man because the jeopardy of infections of a trading partner not fulfilling his obligations in plenteous on due date can ill menace the affaires of the other partner. Credit take a chance charge in banks has fashion more important not only because of the monetary crisis that the world is experiencing nowadays but also the introduction of Basel II. Since granting credit is one of the main sources of income in mercantile banks, the management of the risk associate to that credit affects the internetability of the banks. In our study, we try to contract out how the credit risk management affects the carrying into action of commercial message banks in Cameroon. The study made use of standard chattered bank a case study. Data for the period 1985 to 2010 was used. We have busy the reverting model to do the analysis.

In this model, we have outlined profit as a performance indicator firearm non playacting loans, performing loans, non performing loans, total loans, deposit gain rate, loan charges and lend ing growth rate as credit risk management in! dicators. The findings and analysis show that credit risk management has a significant effect on the performance of commercial banks in Cameroon. CHAPTER ONE. INTRODUCTION. 1. Background to the study. As pointed out by Levine et al. (2000), achieving the millenary givement goals (MDG) of eradicating extreme poverty and hunger and to develop a orbiculate partnership for...If you want to get a full essay, order it on our website: OrderCustomPaper.com

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